10 Things To Do If You Are Hurt At Work
Workplace injuries can happen in an instant but have lasting consequences. Whether it’s a slip-and-fall, equipment malfunction, or repetitive stress injury, knowing what steps to take immediately following a workplace incident is critical to protecting your health, your rights, and your future.
At H&S Law Group, we help injured workers navigate the legal process and obtain the benefits they deserve. Here are 10 essential steps to take if you’re hurt at work:
Report the Injury to Your Employer
Time is critical. In most states, there are strict deadlines for reporting workplace injuries—sometimes as little as 30 days. Inform your supervisor or human resources department in writing as soon as possible, even if the injury seems minor. Failing to report promptly may result in denial of your workers’ compensation claim. Be clear and concise when describing what happened.
Tip: Keep a copy of your report or send it via email so there’s a documented timestamp.
Seek Immediate Medical Attention
Your health comes first. Visit a medical provider right away to diagnose and treat your injury. Depending on your state, you may be required to see a doctor approved by your employer’s insurance provider for the initial evaluation. Don’t downplay your symptoms—fully describe everything you’re experiencing, even if it feels insignificant at the time.
Tip: Documentation from a medical professional will serve as key evidence in your claim.
Document Everything Related to the Incident
Keep a detailed record of the injury and what happened before, during, and after the incident. Include:
- The exact date, time, and location
- Names of any witnesses
- Photos of the injury and hazardous conditions
- A daily log of symptoms, pain levels, and how the injury affects your work and personal life.
Written records and photographs provide a more reliable account of events than trying to remember it.The more thorough your documentation, the stronger your case will be if your claim is disputed.
At H&S Law Group, our attorneys can help you keep all your documents in order. Contact us at (973) 200-1433 to get in contact with an attorney who can help you.
Notify Your Doctor That the Injury is Work-Related
When you seek medical treatment, clearly inform all healthcare providers that your injury happened at work. This information is vital for billing and for your workers’ compensation case.
Ensure that your doctor documents the work related nature of the injury. Medical records that specify the injury as work-related provide strong evidence for your claim. This helps link your medical treatment directly to the workplace incident.
Make sure to also keep copies of all medical reports. These should be provided to your workers compensation lawyer.
Understand Your Company’s Workers’ Compensation Policy
Familiarize yourself with your employer’s workers’ compensation insurance. This insurance is designed to provide benefits to employees who get injured or become ill on the job.
Workers’ compensation typically covers medical expenses and a portion of lost wages. Knowing the policy helps you understand what benefits you are entitled to receive.
- Ask your HR department for information on the workers’ compensation carrier.
- Review any employee handbooks or company policies on workplace injuries.
- Understand the claim filing process.
In addition, ask your employer to complete a formal workplace incident report, which should include all relevant details. Request a signed copy for your records. This report becomes part of the official file reviewed by the workers’ compensation insurance company and may also be referenced in legal proceedings.
File a Workers’ Compensation Claim
Once you have reported the injury and sought medical attention, formally file a workers’ compensation claim. Your employer should provide you with the necessary forms and information.
There are usually deadlines for filing a claim, so do not delay. Completing the claim forms accurately and thoroughly is very important.
- Obtain the claim form from your employer.
- Fill out the form completely and accurately.
- Submit the form according to your state’s workers’ compensation laws.
Speak to one of H&S Law’s attorneys on how to file a claim and review your case. We work tirelessly to ensure you receive the medical benefits, wage replacement, and other compensation you need, allowing you to focus on your recovery with peace of mind.
Keep Copies of All Documents and Correspondence
Maintain a comprehensive file of all paperwork related to your injury and claim. This includes medical records, incident reports, claim forms, and any communication with your employer or the insurance company.
Having organized records will help you stay on top of your claim and provide necessary documentation if requested. These documents serve as proof of your actions and the progression of your case.
- Create a dedicated folder for all work-injury-related papers.
- Keep originals in a safe place and make copies for submission.
- Note dates and details of any phone conversations.
Follow Your Doctor’s Treatment Plan Diligently
Adhere strictly to the treatment plan prescribed by your doctor. This includes attending all therapy sessions, taking medications as directed, and respecting any work restrictions.
- Follow activity restrictions and light-duty assignments if provided.
- Communicate any issues with your treatment to your doctor.
Deviating from the treatment plan can not only hinder your recovery but may also give the insurance company a reason to deny or reduce your benefits. Your commitment to recovery is a key factor.
Understand Your Right to Choose a Doctor (If Applicable)
In some states, you may have the right to choose your own treating physician or to get a second opinion. Understand the rules in your specific location regarding doctor selection for workers’ compensation cases.
Seeing a doctor you trust can make a significant difference in your treatment and recovery process. Check your state’s workers’ compensation board website for this information.
- Inquire about your state’s rules on doctor selection.
- Your employer’s insurance carrier might have a network of approved doctors.
- Consider a second opinion if you have concerns about your initial diagnosis or treatment.
Consider Consulting With a Workers’ Compensation Attorney
If your claim is complex, denied, or if you encounter any difficulties with your employer or the insurance company, seek advice from an attorney specializing in workers’ compensation. An attorney can help protect your rights and guide you through the legal process.
Employers or their insurance companies may offer you documents to sign after an injury—such as medical authorizations, settlements, or waivers. Some of these documents may limit your rights or release the employer from further liability. Never sign anything unless you fully understand its implications.
- Legal representation can be particularly helpful in cases involving severe injuries, disputed claims, or pre-existing conditions.
- Many attorneys offer initial consultations free of charge.
Consulting an attorney can help ensure you aren’t giving up important rights prematurely.
10 Things To Do If You Are Hurt At Work
Suffering an injury at work initiates a period of uncertainty and concern. Following these ten steps – seeking prompt medical care, reporting the incident, documenting everything, informing medical staff of the work-related nature of the injury, understanding workers’ compensation, filing a claim, keeping meticulous records, adhering to medical treatment, knowing your rights regarding doctor selection, and considering legal counsel – can make a substantial difference.
These actions help safeguard your health and your entitlements. Remember, taking proactive and informed steps is key to managing the aftermath of a workplace injury effectively.
Visit H&S Law Group for more information about our workers compensation services and personal injury attorneys at 1719 NJ-10 Suite 302, Parsippany-Troy Hills, NJ 07054.